“Thought for the Day” #704 – by Stephen R. Elville, J.D., LL.M.

April 13, 2016

Because of his or her disability, a person receiving SSI (Supplemental Security Income) may not have worked long enough to qualify for SSDI (Social Security Disability Insurance) on their own work record.  Therefore, once he or she meets the government’s strict physical or mental disability requirements and falls under SSI’s income and asset caps, the SSI beneficiary might assume that they will never obtain SSDI benefits in the future.  But this is not always the case.  In fact, many SSI beneficiaries who became disabled prior to turning 22 years old may begin to receive SSDI benefits when one of their parents retires, becomes disabled, or passes away.