Elville and Associates Blog

The Essentials of Estate Planning and Elder Law
2023-10-09 15:00 - 16:30 (America/New_York)
Join Elville and Associates’ Managing Principal and Lead Attorney Steve Elville, J.D., LL.M., as we partner with Timmick Financial Group and Retirement Planning Specialist Mark Timmick, CRPC®, AIF® for our semiannual three-evening Retirement Planning Webinar Series.  Each evening is purely educational in nature and no cost to attend.  Evening one will feature Steve discussing estate planning and elder law essentials – “excellent estate planning” – and will include the following topics:

Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How to properly protect assets so the most possible passes to your spouse, children and grandchildren
How outdated documents create problems in the future, and how to achieve perfection for your legacy
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate
Why many estate plans fail and the steps you can take to ensure success for your family

To RSVP for the presentation ahead of time or to RSVP for Tuesday, 10/10’s “Social Security Planning” or Wednesday, 10/11’s “Maximizing Retirement Income” webinars, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or Timmick Financial’s Gail Timmick at gail@timmickfinancial.com.
#elvilleeducation

Webinar – The Critical Need to Update Your Estate Plan
2023-10-11 06:00 - 07:30
Estate plans can fail to work as intended especially if they are not updated and maintained over the course of a lifetime. Whether your estate plan works as you anticipate or whether it will when you are no longer alive is a question not only of your intentions but of the diligence and effort that you are willing put into your estate plan over time. In this sense, estate planning is a marathon, not a sprint or a single event.
In this webinar presentation, Managing Principal and Lead Attorney Stephen R. Elville will discuss the importance of maintaining and updating your estate planning and coordinating your asset alignment with your estate plan, especially for seniors. Mr. Elville will also outline a step-by-step process to avoid the complete or partial failure of your estate plan.
Presentation points of interest will include:
– Understanding your purpose and the estate planning process
– Understanding client and fiduciary education and its relationship to success in estate planning
– Understanding the role incapacity planning plays in the success of your estate plan
– Understanding partnership and the maintenance and updating process
– Understanding asset alignment and the “funding” of your estate plan
– Why being Intentional in estate planning matters
– Why knowing what you want out of estate planning matters
– Understanding the document review process and how to take next steps to achieve estate planning perfection
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8529 x117. We look forward to hosting you!
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for most professionals who attend this presentation.
#elvilleeducation
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Webinar – The Financial Planning Aspects of Estate Planning
2023-10-25 06:00 - 07:30
Join Elville and Associates’ Senior Associate Attorney and Estate Planning Team Leader Shannon Werbeck for a discussion regarding the financial planning aspects of estate planning. Estate planning is so much more than a static set of documents. Learn why your estate plan needs to work in concert with the rest of your financial plan and why your estate planning attorney should be an integral part of your “planning team” – your financial planner/financial advisor, CPA, and other professionals – to ensure your plan works smoothly and as intended.
Topics to be discussed include:
– How do Estate Planning and Financial Planning overlap?
– Asset Alignment/Funding of the Estate Plan: Why is this so vital, and what does it mean?
– Beneficiary Designations: When, Why, How – Addressing the nuances depending on the type of estate plan, the type of asset, and the specific beneficiaries
– The Financial Planner/Financial Advisor: Why this is an integral piece in the success of an estate plan, from inception to ultimate administration
– Why being “Intentional” through a process in your Estate Planning matters – a lot!
– The importance of the Advisory Team – what kind of team do you have?
To RSVP for the webinar ahead of time and receive your personal link to attend, please click here.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours will be offered to CFPs, CPAs, and other professionals who attend. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117 or at jeff@elvilleassociates.com. We look forward to hosting you!
#elvilleeducation
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2023 Annual Client and Community Education Event
2023-11-04 04:30 - 08:00
Stephen R. Elville & Elville and Associates Present:2023 Annual Client and Community Education Event
“Asset Protection – Protecting Your Legacy and the Ones You Love”
Saturday, November 4th – 8:30 a.m. – 12:00 p.m.
Ten Oaks Ballroom – 5000 Signal Bell Lane, Clarksville, MD 21029
Stephen R. Elville, the attorneys and staff of Elville and Associates are thrilled to welcome and invite you to our 2023 annual Client and Community Education Event! After last year’s memorable event, can we make it any better? The answer is – YES!
Clients, family members, financial advisors, and all community members are welcome as we learn about “Asset Protection – Protecting Your Legacy and the Ones You Love.” A distinguished lineup of speakers awaits you to teach and inform you about asset protection techniques from the legal, insurance, and your retirement planning perspectives. Along with protecting your financial assets you’ll learn about protecting your most precious asset – your family members – from frauds and scams prevalent in today’s world.
Along with our traditional high-level education, delicious award-winning breakfast foods from Putting on the Ritz, live music from the Annapolis Symphony Orchestra’s Annapolis Symphony Academy, fellowship, and more door prizes than ever before await you! Join us on Saturday, November 4th from 8:30 a.m. to noon for this can’t-miss event at the beautiful and spacious Ten Oaks Ballroom in Clarksville.
Registration for this event is closed as of October 18th.
Community Relations Director Jeff Stauffer – jeff@elvilleassociates.com,
443-393-7696 x117, or Elder Law Paralegal Grace Bailey – grace@elvilleassociates.com,
443-393-7696 x127.
Should you have any questions before the event, please contact Jeff Stauffer or Grace Bailey.
We look forward to hosting you!
Client Event presenters and presentations include:
Mr. Stephen R. Elville, J.D., LL.M. – Managing Principal and Lead Attorney of Elville and Associates, P.C. – “Asset Protection Today – A Legal Perspective”
Mr. Max Reamer – Advisor at The Quantum Group – “Asset Protection Elements of Life Insurance”
Mr. Mark Timmick – CRPC®, AIF® — Retirement Planner, President of Timmick Financial Group – “Asset Protection Elements of Retirement Plans”
Mr. Andre Lingham – Founder and President of the Center for Elder Justice and Education – “Financial Exploitation: Frauds and Scams Targeting Older Adults”
Mr. Stephen R. Elville and Mr. Gary Greenwald, J.D., LL.M., Principal of The Law Offices of Gary Greenwald, P.C. – “Maryland Legislative Update”

Webinar – Aging in Place & Downsizing for Your Next Chapter
2023-11-08 05:00 - 06:00
Join Elville and Associates as we welcome back Realtors® and Seniors Real Estate Specialists® Donna Weaver and Karen Lawlor with the Wendy Slaughter Team of Elevate Real Estate Brokerage. Donna and Karen are back to talk about “Aging in Place & Downsizing for Your Next Chapter,” and will share their thoughts about some of today’s hottest real estate topics, including:
1. Market update
2. Aging in place
3. Common myths about downsizing
4. Finding your happy place
5. Preparing a home for sale
And, as always, they’ll be available to answer any questions you may have for them. This is a presentation you certainly won’t want to miss!
To register for the webinar ahead of time and receive your personal link to attend, please click here.
Open to clients, financial advisors, and the general public. 1.0 continuing education hours are available for CFPs®, CPAs, and most other professionals who attending this presentation.
Should you have any questions before the presentation, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – Trustee Selection and How to Choose the Right One for You
2023-11-15 05:00 - 06:30
Join Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville as he offers this webinar discussion about the very important topic of how to select a Trustee. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you’re educated about all the factors that go into making this important decision. Points of emphasis will include:
— What is a Trustee and what are their responsibilities?
— Types of Trustees and their characteristics – advantages and disadvantages
— The perfect Trustee – setting the benchmark for selection
— Trustee selection – why is it so important?
— Trustee succession and plan design – why so difficult, why so crucial?
— Trustee roles in Wills and Trusts
— What are some reasons to consider appointing a Corporate Trustee?
— Why should you be concerned about “Successor Trustee risk”?
To register for the webinar and receive the link ahead of time, please click here. Should you have any questions beforehand, please contact Community Relations Director and webinar moderator Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x 117. We look forward to hosting you!
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals, 1.5 continuing education hours will be available for attending this presentation.
#elvilleeducation
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Webinar – VA Aid & Attendance – A Tax-Free Pension for Those That Qualify (the “Secret Benefit”)
2023-11-16 05:00 - 06:15
Join Elville and Associates’ Senior Principal, senior elder law and VA-accredited attorney Lindsay V.R. Moss for a presentation regarding VA Aid & Attendance — a tax-free benefit provided by the Department of Veteran Affairs. The benefit is designed to provide financial aid to help offset the cost of long-term care for those who need assistance with the daily activities of living.
Topics for discussion will include:
– what VA Aid & Attendance is
– the three qualification questions
– asset protection planning
– The look back period and 2018 rules changes
– what to do BEFORE selling your house
Open to clients, financial advisors and the general public. For Certified Financial Planners, CPAs, and most other professionals, 1.5 continuing education hours will be available for attending this presentation.
To RSVP for this webinar, please click here to receive your personal webinar link. Should you have any questions, please contact Jeff Stauffer, Community Relations Director, at jeff@elvilleassociates.com or 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – What Families Need to Know About Planning for a Loved One with Special Needs
2023-11-29 05:00 - 06:30, 2024-01-17 05:00 - 06:30
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, webinar attendees will come to understand what is involved in the planning process for a special needs family and the importance of preserving your loved one’s financial security and quality of life.
The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, and using estate planning and trusts to protect assets will be discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, to be touched upon will be the “planning team concept” — how your planning team (attorney, financial advisor, CPA) — can work together to help provide your family peace of mind during the special needs planning process.
To receive your personal link to attend ahead of time, please click here . Should you have questions, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117.
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals 1.5 continuing education hours will be available for attending this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – Understanding the Uses and Purposes of Irrevocable Trusts in 2023
2023-12-06 08:00 - 09:30
Irrevocable trusts are often misunderstood. Despite all the constant talk about their uses and applications, few clients, financial advisors, CPAs, and other professionals really understand the potential power and application of these estate planning, asset protection planning, tax planning, special needs planning, elder care planning, and charitable planning tools. And along these lines there are usually many unanswered questions such as when should irrevocable trusts be used?; what do irrevocable trusts really do and how do they function?; what are the downsides of irrevocable trusts?; how can we be sure not to miss opportunities with irrevocable trust planning?; are irrevocable trusts really suitable for most clients?; and more.
In this interactive workshop, Managing Principal and Lead Attorney Stephen R. Elville will provide an overview of the most utilized irrevocable trusts and their potential uses and purposes in 2023 and beyond. Steve will address the above-mentioned questions along with the questions of attendees. The following major topics will also be covered:
– Why should clients care about irrevocable trusts in 2023 and beyond?
– What are the most known and available irrevocable trusts in 2023?
– Uses and objectives in irrevocable trust planning
– Differences between revocable and irrevocable trusts
– Taxation of irrevocable trusts – a very brief overview
– The continuing need for flexibility – new plans versus older plans
–
Please click here to receive your personal link to the webinar ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-343-8966 x117, or at jeff@elvilleassociates.com. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar: How to Achieve Perfection for Your Legacy – Intentionalism in Estate Planning
2023-12-08 05:00 - 06:30
Many people want to achieve excellence in their estate planning – to establish an estate plan that works as intended – one that will stand the test of time, accomplish personal goals and priorities, provide for the disposition of assets in the desired way to the persons and/or organizations of choice, controlling costs, and setting forth values, ideas, concepts, and aspirations – organized by leading-edge legal-technical concepts that are up to date at the time of death, and guided by highly instructional letters of wishes or memorandums. Yet few people understand the kind of estate planning process necessary for the realization of this ideal, and even fewer people are offered the opportunity to participate in the kind of process necessary to facilitate the same. To say that achieving true excellence in estate planning is akin to successfully sailing around the world alone is not an exaggeration. It takes all of the stuff of legend, including purpose, persistence, patience, and introspection; partnership with your estate planning attorney and an adequate process forward (facilitated by the attorney); maintenance and updating of the estate plan over time; and more. In short, true excellence in estate planning requires being extremely intentional. In this webinar, Stephen R. Elville, Managing Principal and Lead Attorney with Elville and Associates, P.C., will lead a discussion about Intentionalism in estate planning. Topics of discussion will include:

Why being intentional in estate planning matters;
Understanding the risks in estate planning;
Why knowing what you want out of estate planning matters;
Avoiding estate plan failure, and why estate plans may not work as intended;
Maintaining and updating your planning;
The importance of Partnership

Please click here to register for the presentation and receive the webinar link ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696, x117.
Open to clients, advisors, and the general public. 1.5 continuing education credits will be available for most advisors who attend this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – The Wellness Series: Thriving Through the Holidays – A Celebration of Gratitude!
2023-12-12 05:30 - 06:30
Elville and Associates is thrilled to welcome back our Wellness Series, which ran for 14 installments from 2021 into late 2022. The holidays are upon us! What is most exciting about that for you? What pressures or dread does that bring for you? Which is winning? Excitement or anxiety? Let’s get together and talk about specific strategies to decrease the anxiety, minimize or avoid the dreaded portions, relieve the pressure, and maximize the excitement. These are real, tangible strategies you can use right away.
Featuring nationally renowned speaker Dr. Michelle Fritsch, a board certified, doctoral trained health professional, founder of Retirement Wellness Strategies and cofounder of Propel Comprehensive Wellness, this presentation is one you will not want to miss!
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – The Essentials of Estate Planning and Elder Law
2024-01-03 05:00 - 06:30
This webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning.
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics he will address include:
— understanding the planning process, including the reasons for estate planning
— wills vs. trusts
— probate vs. non-probate and understanding non-probate devices
— the absolute importance of incorporating “flexibility” in your planning
— planning for incapacity
— understanding the importance of financial powers of attorney, advance medical directives and MOLST
— Medicaid — myths versus reality
— estate tax planning
— asset protection and protecting shares for children and grandchildren
— understanding why having outdated documents could provide challenges in the future
— how to achieve perfection for your legacy
To RSVP/register ahead of time and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for professionals who attend this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar: PROBATE – What Is It? And How Can It Be Avoided?
2024-01-09 05:00 - 06:00
Join Elville and Associates’ Senior Principal and senior elder law attorney Lindsay V.R. Moss for this insightful webinar presentation about probate and how it can be avoided.
Many people are concerned when they hear the word “probate”; however, this is simply a term used to describe the court-supervised process of distributing an estate after one passes away.
Most people, though, if they understood their options would choose to avoid the probate process for several reasons. In this webinar Lindsay will discuss the following:

What is probate and the general process?
What are the reasons people want to avoid probate?
How can probate be avoided?

Trusts
Beneficiary designations
POD/TOD
Life estates

To RSVP and receive your personal link to attend, please click here. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation

The Essentials of Estate Planning and Elder Law
2024-01-23 14:00 - 15:30
Join Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, J.D., LL.M., as we partner with Timmick Financial Group and Retirement Planning Specialist Mark Timmick, CRPC®, AIF® for our semiannual three-evening Retirement Planning Webinar Series.  Each evening is purely educational in nature and no cost to attend.  Evening one will feature Steve discussing estate planning and elder law essentials – “excellent estate planning” – and will include the following topics:

Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How to properly protect assets so the most possible passes to your spouse, children and grandchildren
How outdated documents create problems in the future, and how to achieve perfection for your legacy
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate
Why many estate plans fail and the steps you can take to ensure success for your family

To RSVP for the presentation ahead of time or to RSVP for Wednesday, January 24th’s “Social Security Planning” or Thursday, January 25th’s “Maximizing Retirement Income” webinars, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or Timmick Financial’s Gail Timmick at gail@timmickfinancial.com. We look forward to seeing hosting you!
#elvilleeducation

Webinar – The Critical Need to Update Your Estate Planning
2024-01-26 05:00 - 06:30
Estate plans can fail to work as intended especially if they are not updated and maintained over the course of a lifetime. Whether your estate plan works as you anticipate when you are no longer alive is a question not only of your intentions but of the diligence and effort that you are willing put into your estate plan over time. In this sense, estate planning is a marathon, not a sprint or a single event.
In this webinar presentation, Managing Principal and Lead Attorney Stephen R. Elville will discuss the importance of maintaining and updating your estate planning and coordinating your asset alignment with your estate plan, especially for seniors. Mr. Elville will also outline a step-by-step process to avoid the complete or partial failure of your estate plan.
Presentation points of interest will include:
– Understanding your purpose and the estate planning process
– Understanding client and fiduciary education and its relationship to success in estate planning
– Understanding the role incapacity planning plays in the success of your estate plan
– Understanding partnership and the maintenance and updating process
– Understanding asset alignment and the “funding” of your estate plan
– Why being Intentional in estate planning matters
– Why knowing what you want out of estate planning matters
– Understanding the document review process and how to take next steps to achieve estate planning perfection
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8529 x117. We look forward to hosting you!
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for most professionals who attend this presentation.
#elvilleeducation
#elvillewebinarseries

Webinar – Understanding Estate and Trust Administration
2024-01-31 05:00 - 06:30, 2024-05-29 10:00 - 11:30
Presented by the Elville Webinar Series and Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville, this webinar will delve into the situations that arise after the death of a client, client’s family member, or loved one and the trust and estate administration that takes place during that time. Helping advisors and family members understand what their roles are in helping clients and loved ones through the legal process, what that legal process is, and how advisors and other planning team members can best work together in support of clients is of paramount importance during this challenging time for all involved.
Learning Objectives:
— unraveling the mystery of what happens after the death of a client or loved one
— minimizing confusion and providing maximum support to clients and loved ones at a time of crisis
— what is the legal step-by-step process that needs to be taken after death?
— what are the practical steps that should be taken after death?
— examining the most significant and potentially problematic legal and tax issues advisors and family members should be aware of in the months following the death of a client or loved one
— how financial advisors, CPAs, and attorneys can best work together in support of clients
Please click here to RSVP ahead of time and receive your personal webinar link to attend. Should you have any questions before the event, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8533 x117.  We look forward to hosting you!

#elvilleeducation
#elvillewebinarseries

The Essentials of Estate Planning and Elder Law
2024-02-05 14:00 - 15:30
Join Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, J.D., LL.M., as we partner with Timmick Financial Group and Retirement Planning Specialist Mark Timmick, CRPC®, AIF® for our semiannual three-evening Retirement Planning Webinar Series.  Each evening is purely educational in nature and no cost to attend.  Evening one will feature Steve discussing estate planning and elder law essentials – “excellent estate planning” – and will include the following topics:

Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How to properly protect assets so the most possible passes to your spouse, children and grandchildren
How outdated documents create problems in the future, and how to achieve perfection for your legacy
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate
Why many estate plans fail and the steps you can take to ensure success for your family

To RSVP for the presentation ahead of time or to RSVP for Tuesday, February 6th’s “Social Security Planning” or Wednesday, February 7th’s “Maximizing Retirement Income” webinars, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or Timmick Financial’s Gail Timmick at gail@timmickfinancial.com. We look forward to seeing hosting you!
#elvilleeducation

Webinar: Understanding Maryland’s New Decanting Law – Going Beyond the Vineyard
2024-02-21 05:00 - 06:00
On October 1, 2023, the Maryland Decanting Act became effective new law in Maryland. As 2024 is well underway, and with Maryland now having its own decanting law, clients, financial advisors, CPAs, and other collaborative advisors, need to understand the fundamentals of this new law, and how decanting is arguably the most aggressive and extreme power in estate planning.
In this concise one-hour presentation, Stephen Elville, Managing Principal and Director of Operations at Elville and Associates, P.C., a leading estate planning and elder law firm in Maryland, will lead a discussion about the major things clients, financial advisors, CPAs, and other collaborative advisors need to know about the effects, pros and cons, including risks and rewards, of the new decanting law. Mr. Elville will take questions both during and after the presentation, and is available for new client meetings, as well as problem-solving, educational, practice growth, and other one-on-one or group discussions.
Topics of discussion will include:
– Understanding why many trusts aren’t permanent in 2024 – what is Decanting, and how it came about that your trust could someday be changed
– Why there’s a need for flexibility in estate planning, and what does that look like in 2024
– History of decanting and trust flexibility tools in Maryland
– What is a clients’ “exposure” to decanting now, and does this mean a possible disruption of a client’s estate plan?
– Do clients have a choice about this? “I liked my old wine”, says Sally …
– Advantages and disadvantages of decanting
– Brief overview of the new Maryland Decanting Statute
– Examples
To receive your personal link to attend ahead of time, please click here.
One continuing education hour is available for most advisors who attend this webinar. Should you have questions, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117. We look forward to hosting you!

Webinar – Quick Start 2024: Hot Topics in Estate Planning – What Advisors Need to Know
2024-02-28 05:00 - 06:30
As 2024 begins, the estate planning community collectively addresses issues for the year ahead.
In this one-hour presentation, Stephen Elville, Managing Principal and Director of Operations at Elville and Associates, P.C., a leading estate planning and elder law firm in Maryland, will lead a discussion about the major things financial advisors, CPAs, and other advisors need to know in 2024. Mr. Elville will take questions both during and after the presentation, and is available for problem-solving, educational, practice growth, and other one-on-one or group discussions.
Topics of discussion will include:
⁃ The general planning outlook for 2024 and top-of-mind issues for advisors
⁃ The new Maryland Decanting Act
⁃ The power of powers of attorney and the updated Maryland statutory power of attorney
⁃ Looming changes in the estate tax exemptions – clients should plan now
⁃ Corporate Transparency Act
⁃ Elder abuse – advisors on the front lines
To RSVP and receive your personal link to attend the webinar, please click here. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!

ABLE Accounts: A Financial Tool to Promote Health, Independence, and Financial Stability
2024-03-06 05:00 - 06:30
People with disabilities face barriers to economic and financial stability. People receiving federal and state means tested benefits such as SSI and Medicaid are not permitted to have assets over $2,000 without jeopardizing their vital benefits. This asset limit has created a cycle of poverty for people with disabilities by forcing it those receiving public benefits to spend down their assets just to maintain their benefits. The Stephen Beck Jr. Achieving A Better Life Experience (ABLE) Act, passed in 2014 has made it possible for people with disabilities to save for everyday expense and invest for the future without jeopardizing their vital benefits. With an ABLE account, people with disabilities can build self-reliance as they can save for their goals as well as pay for the additional costs of living with a disability while still maintaining waiver benefits such as food, energy and housing assistance. According to the National Association of State Treasurers (NAST) there are 150,615 ABLE accounts nationwide with $1.49 billion in assets. Still there are many people with disabilities who are not benefiting from an ABLE account because they either have not heard of ABLE or do not understand how ABLE programs work.
Presented by Maryland ABLE’s Outreach and Communications Manager Kelly Nelson, attendees of this presentation will learn about the ABLE Act, the eligibility criteria, account management process, how funds can be used to pay for qualified disabilities expenses, tax-advantaged savings and investment options, online gifting and a prepaid card for easy access to funds.
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8529 x117. We look forward to hosting you!
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for most professionals who attend this presentation.
#elvilleeducation
#elvillewebinarseries

Webinar – The Essentials of Estate Planning and Elder Law
2024-03-14 06:00 - 07:30
This webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning.
Presented by Elville and Associates’ Senior Associate Attorney Renee Boyd, in our Estate Planning and Elder Law Essentials webinar Renee will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics she will address include:

Why many estate plans fail and the steps you can take to ensure success for your family
Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How outdated documents create problems in the future, and how to create a legacy for future generations
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate

To RSVP/register ahead of time and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for professionals who attend this presentation. We look forward to hosting you!
#elvilleeducation
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Webinar – The Wellness Series: The Power of Relationships
2024-03-19 06:30 - 07:30
In a special edition of the Elville Webinar Series’ Wellness Series, Dr. Michelle Fritsch and Ms. Ellen Platt will explore with you how to enhance and even add to your collection of relationships. They will explore with you family, friends, community, and ways to meet new people.
Topics of discussion will include:
– Talking about building relationships through giving.
– Resources to help you find people with similar interests
– Tips to expand your communication skills
– Guidance to keep you safe out there
To RSVP for the presentation and receive your personal link to attend, please click here.
Featuring nationally renowned speakers Ms. Ellen Platt, a certified Aging LifeCare Manager and President of The Option Group, and Dr. Michelle Fritsch, a board certified, doctoral trained health professional and founder of Retirement Wellness Strategies, this presentation is one you will not want to miss!
Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!
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Webinar – What Families Need to Know About Planning for a Loved One with Special Needs
2024-04-03 10:00 - 11:30
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, webinar attendees will come to understand what is involved in the planning process for a special needs family and the importance of preserving youra loved one’s financial security and quality of life.
The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, and using estate planning and trusts to protect assets will be discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, to be touched upon will be the “planning team concept” — how your planning team (attorney, financial advisor, CPA) — can work together to help provide your family peace of mind during the special needs planning process.
To receive your personal link to attend ahead of time, please click here. Should you have questions, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117.
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals 1.5 continuing education hours will be available for attending this presentation. We look forward to hosting you!
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Webinar – The Financial Planning Aspects of Estate Planning
2024-04-25 06:00 - 07:15
Join Senior Associate Attorney Shannon Werbeck for a discussion regarding the financial planning aspects of estate planning. Estate planning is so much more than a static set of documents. Learn why your estate plan needs to work in concert with the rest of your financial plan and why your estate planning attorney should be an integral part of your “planning team” – your financial planner/financial advisor, CPA, and other professionals – to ensure your plan works smoothly and as intended.
Topics to be discussed include:
– How do Estate Planning and Financial Planning overlap?
– Asset Alignment/Funding of the Estate Plan: Why is this so vital, and what does it mean?
– Beneficiary Designations: When, Why, How – Addressing the nuances depending on the type of estate plan, the type of asset, and the specific beneficiaries
– The Financial Planner/Financial Advisor: Why this is an integral piece in the success of an estate plan, from inception to ultimate administration
– Why being “Intentional” through a process in your Estate Planning matters – a lot!
– The importance of the Advisory Team – what kind of team do you have?
To RSVP for the webinar ahead of time and receive your personal link to attend, please click here.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours will be offered to CFPs, CPAs, and other professionals who attend. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117 or at jeff@elvilleassociates.com. We look forward to hosting you!
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Webinar – The Essentials of Estate Planning and Elder Law with Stephen R. Elville
2024-05-15 10:00 - 11:30
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, this webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning.
Some of the topics he will discuss include:
1) What is an Estate Plan and what is the process? Why is it important to have a process?
2) Why most Estate Plans don’t work as intended and what you can do to avoid planning failure
3) Wills versus Trusts and understanding probate and non-probate concepts
4) Understanding the importance of financial powers of attorney, advance medical directives and MOLST
5) Elder Law, Taxation, and Asset Protection – what these concepts mean in today’s planning
6) Understanding why having outdated documents could provide challenges in the future
7) The absolute importance of incorporating “flexibility” in your planning, and how to achieve perfection for your legacy
8) Getting started – how to take the next steps
To receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for professionals who attend this presentation. We look forward to hosting you!
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Webinar – Life and Long-Term Care Insurance in Today’s Marketplace
2024-05-23 10:30 - 11:45
Join Elville and Associates as we welcome Max Reamer, Advisor with The Quantum Group, as he discusses what to look for in today’s life and long-term care insurance market when obtaining new policies and evaluating policies that are already in force.

Furthermore, Mr. Reamer will provide clarity around underwriting, which is the first line of defense to ensure a client has the most cost-efficient policy.

To RSVP for the webinar and receive your personal link to attend, please click here.
Should you have any questions before the webinar, please contact Elville and Associates’ Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or by phone at 443-393-7696 x117. We look forward to hosting you!

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Webinar: Demystifying Reverse Mortgages and Renovation Mortgages: Empowering Your Financial Future
2024-06-20 10:00 - 11:30
Join Elville and Associates for an informative and engaging webinar designed to unravel the complexities of reverse mortgages and renovation mortgages. This comprehensive session is perfect for homeowners, prospective buyers, and financial advisors looking to deepen their understanding of these unique financial tools.
We’re pleased to welcome back Mortgage Advisor Marie Ritzenberg (NMLS# 215246) of Main Street Home Loans as she is joined by Tom Lauman (NMLS# 2419155), Reverse Mortgage Specialist of Main Street Home Loans!
Webinar Overview:
Part 1: Reverse Mortgages
• What is a Reverse Mortgage?
o Understanding the basics: How reverse mortgages work.
o Eligibility criteria and application process.
o Utilization for a home purchase OR a refinance.
• Benefits and Considerations:
o Pros and cons: Evaluating if a reverse mortgage is right for you.
o Common myths debunked.
• Real-Life Scenarios:
o How reverse mortgages have benefited real homeowners.
Part 2: Renovation Mortgages
• What is a Renovation Mortgage?
o Exploring different types of renovation mortgages (e.g., FHA 203(k), Home-Style Renovation Mortgage).
o Utilization for a home purchase OR a refinance.
o Eligibility and application process.
• Planning Your Renovation:
o Budgeting and project planning: Ensuring your renovation adds value.
o Working with contractors and understanding renovation costs.
• Financial Benefits:
o Increasing home value: How to maximize your investment.
o Tax benefits and energy-efficient upgrade incentives.
o Healthy Aging In Place Credits
• Real-Life Scenarios:
o Success stories: Homeowners who transformed their spaces with renovation mortgages – before & after.
Q&A Session:
• Get your questions answered by our mortgage industry experts.
To RSVP and receive your personal link to attend please click here! For CFPs, CPAs, and most other professionals, 1.5 continuing education hours will be available for attending this presentation.
Should you have any questions before the webinar, please contact Elville and Associates’ Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117.
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Webinar – The Advisors’ Forum: The New Corporate Transparency Act – What Advisors Need to Know
2024-06-21 10:00 - 11:00
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville, our second quarter Advisors’ Forum will focus on the new Corporate Transparency Act and reporting requirements involved in this new law.
Effective January 1, 2024, the Corporate Transparency Act (CTA) requires many business entities – such as corporations, limited liability companies (LLCs), and other similar entities – formed or operating in the United States to file Beneficial Ownership Information Reports (BOIR) with the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury.
The CTA is part of the National Defense Authorization Act and includes significant reforms to anti-money laundering laws and is intended to help prevent and combat money laundering, terrorist financing, corruption, and tax fraud. It is the first ever federal legislation requiring the reporting of beneficial owners and is expected to impact more than 32 million existing businesses and over five million newly formed businesses per year going forward.
Topics include:
• Background about the CTA
• What are “Reporting Companies,” Company Applicants,” and “Beneficial Owners?”
• Who must file a “Beneficial Ownership Information Report (BOIR)?”
• What must be reported to the Financial Crimes Enforcement Network (FinCEN)?
• What are the exemptions?
• What steps must one take to comply?
• Filing deadlines and potential pitfalls, compliance and penalties
To RSVP ahead of time and receive your personal link to attend, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at 443-216-9626 x117 or jeff@elvilleassociates.com.
For Certified Financial Planners, CPAs, and other professionals, 1.0 continuing education hour will be available for attending this presentation. We look forward to hosting you!
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