Elville and Associates Blog

Webinar – Trustee Selection – How to Choose the Right One for You
2023-05-26 06:00 - 07:30 (America/New_York)
Join Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville as he offers this webinar discussion about the very important topic of how to select a Trustee. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you’re educated about all the factors that go into making this important decision. Points of emphasis will include:
— What is a Trustee and what are their responsibilities?
— Types of Trustees and their characteristics – advantages and disadvantages
— The perfect Trustee – setting the benchmark for selection
— Trustee selection – why is it so important?
— Trustee succession and plan design – why so difficult, why so crucial?
— Trustee roles in Wills and Trusts
— What are some reasons to consider appointing a Corporate Trustee?
— Why should you be concerned about “Successor Trustee risk”?
To register for the webinar and receive the link ahead of time, please click here. Should you have any questions beforehand, please contact Community Relations Director and webinar moderator Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x 117. We look forward to hosting you!
This webinar is offered in partnership with the Howard County Library System, a longtime supporter of Elville and Associates’ educational programs. To learn more about the HCLS, its educational programs and calendar of events, please visit https://live-howardcounty.pantheonsite.io/ or contact Ms. Rohini Gupta, Adult Curriculum Specialist, at rohini.gupta@hclibrary.org.
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals, 1.5 continuing education hours will be available for attending this presentation.
#elvilleeducation
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Webinar – What Families Need to Know About Planning for a Loved One with Special Needs
2023-06-02 06:00 - 07:30
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, webinar attendees will come to understand what is involved in the planning process for a special needs family and the importance of preserving your loved one’s financial security and quality of life.
The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, and using estate planning and trusts to protect assets will be discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, to be touched upon will be the “planning team concept” — how your planning team (attorney, financial advisor, CPA) — can work together to help provide your family peace of mind during the special needs planning process.
To receive your personal link to attend ahead of time, please click here . Should you have questions, please contact Community Relations Director Jeff Stauffer at 443-216-9626 x117.
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals 1.5 continuing education hours will be available for attending this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – Putting It All Together: A Diagnosis to Adulthood Guide of Navigating the Disability World
2023-06-07 06:00 - 07:30
Join Elville and Associates as we welcome back guest presenter Eric Jorgensen, founder and consultant with True North Disability Planning which provides a complete timeline overview of what families and the professionals they work with can expect from the original diagnosis until the child survives the parents. Eric will highlight key times when specific planning items such as completing an estate plan, getting life insurance, or applying for SSI should be completed. He will also discuss potentially lesser-known resources such as Low Intensity Support Services and Pre-Employment Transition Services.
Key takeaways include:
– Life insurance, ABLE accounts and Special Needs Trusts are critical tools, but not the plan
– Don’t wait until your child is in the last year of school to think about his or her transition
– You are not applying for benefits for you — delaying because it doesn’t seem worth the effort could be sabotaging your child
Please RSVP here below to receive your personal link to the webinar ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117, or at jeff@elvilleassociates.com.
1.5 continuing education hours will be available for professional who attend this presentation.
#elvilleeducation
#elvillewebinarseries

Webinar – Understanding Estate and Trust Administration: The Post-Mortem Process for Estate and Trust Administration Explained
2023-06-13 06:00 - 07:30
Tuesday, June 13th – 10:00 a.m. – 11:30 a.m.
Presented by the Elville Webinar Series and Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville, this webinar will delve into the situations that arise after the death of a client, client’s family member, or loved one and the trust and estate administration that takes place during that time. Helping advisors and family members understand what their roles are in helping clients and loved ones through the legal process, what that legal process is, and how advisors and other planning team members can best work together in support of clients is of paramount importance during this challenging time for all involved.
Learning Objectives:
— unraveling the mystery of what happens after the death of a client or loved one
— minimizing confusion and providing maximum support to clients and loved ones at a time of crisis
— what is the legal step-by-step process that needs to be taken after death?
— what are the practical steps that should be taken after death?
— examining the most significant and potentially problematic legal and tax issues advisors and family members should be aware of in the months following the death of a client or loved one
— how financial advisors, CPAs, and attorneys can best work together in support of clients
Please click here to RSVP ahead of time and receive your personal webinar link to attend. Should you have any questions before the event, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8533 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

In Person Presentation: Financial Exploitation – Frauds and Scams Targeting Older Adults
2023-06-15 13:00 - 15:00
View presentation flyer here.
Busboys and Poets
6251 Mango Tree Road, Columbia, MD 21044
June 15th is recognized annually as World Elder Abuse Awareness Day. Please join the Center for Elder Justice and Education (CFEJAE) and Elville and Associates to show your support for victims and survivors. Today’s presentation will focus on Financial Exploitation of Older Persons. It is estimated that older adults are scammed out of 36 billion dollars per year in financial exploitation. Such exploitation occurs when older adults are deprived of their property by improper means and commonly includes theft, fraud or deceptive behavior.
Often the perpetrator of this behavior is a family member, caregiver, or someone who has a relationship of trust with the older adult. Increasingly, older adults are also targeted for exploitation by strangers using various types of scams and frauds. Case studies and interviews with victims are included in the presentation.
There are two speakers for the event. Your first and primary presenter is Andre Lingham. Andre is the founder and president of the Center for Elder Justice and Education, Inc. Prior to becoming president of CFEJAE, Andre served as the Senior Citizen Liaison for the Howard County Police Department. Andre retired from the Howard County Police Department, in November 2019, to focus on elder abuse awareness and education.
Your second presenter is Stephen Elville, Managing Principal and Lead Attorney of Elville and Associates, an estate planning, elder law, and special needs planning law firm based in Columbia. Steve and his firm maintain a strong focus on education for its clients and the communities it serves, and he is widely regarded as one of the finest attorneys in the mid-Atlantic region. Steve will be addressing powers of attorney from a legal perspective during the presentation.
The presentation will cover:
*Common scam calls such as the foreign lottery scam, online romance scam, grandparent/family emergency scam, etc.
*Powers of Attorney Exploitation
*Powers of Attorney – a legal perspective
*Family Member Exploitation
*Basic prevention and security measures
*Q&A session
This free event is open to everyone. Registration is required. Free raffle prizes – tickets will be distributed at check-in. To register for the event ahead of time please click here.

Webinar – Planning for Your Family Dynamics: Estate Planning and Special Needs Trusts
2023-07-13 06:30 - 07:45
Thursday, July 13th – 10:30 a.m. – 11:45 a.m.
Many times more in depth estate planning is for those without children and/or “the white picket fence lifestyle.” Sometimes a family’s situation is a bit more complex and requires more analysis and consideration. For example, is your family blended? Is there a “ne’er-do-well” in the family? Does a grandchild have challenges in school?
If you don’t fall into the “perfect family” scenario (Few do! Who does?), learn about estate planning for ALL types of families.
Elville and Associates’ Senior Principal and senior elder law attorney Lindsay V.R. Moss offers this webinar presentation to discuss these ideas along with the following:

Will- vs. trust-based planning
Disability planning and special needs trusts
Legacy trusts for beneficiaries to shield them from creditors/debt/lawsuits/divorce, etc.

To RSVP for the webinar and receive your personal link to attend, please click here.
For most professionals 1.5 continuing education hours are available for attending this presentation.
Should you have any questions beforehand please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or by phone at 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation

Webinar – The Essentials of Estate Planning and Elder Law
2023-07-28 06:00 - 07:30, 2023-09-01 06:00 - 07:30, 2024-01-03 05:00 - 06:30
This webinar is an in-depth overview that will thoroughly educate attendees about the essentials of estate and elder law planning.
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, in our Estate Planning and Elder Law Essentials webinar Steve will thoroughly educate attendees about estate planning and incapacity planning issues. Some of the topics he will address include:
— understanding the planning process, including the reasons for estate planning
— wills vs. trusts
— probate vs. non-probate and understanding non-probate devices
— the absolute importance of incorporating “flexibility” in your planning
— planning for incapacity
— understanding the importance of financial powers of attorney, advance medical directives and MOLST
— Medicaid — myths versus reality
— estate tax planning
— asset protection and protecting shares for children and grandchildren
— understanding why having outdated documents could provide challenges in the future
— how to achieve perfection for your legacy
To RSVP/register ahead of time and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for professionals who attend this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – What Families Need to Know About Planning for a Loved One with Special Needs
2023-08-04 06:00 - 07:30, 2023-11-29 05:00 - 06:30
Presented by Elville and Associates’ Managing Principal and Lead Attorney Stephen R. Elville, webinar attendees will come to understand what is involved in the planning process for a special needs family and the importance of preserving your loved one’s financial security and quality of life.
The key issues of understanding the role of public benefits, making decisions about the future, Maryland ABLE, and using estate planning and trusts to protect assets will be discussed along with the types of special needs trusts and their specific purposes (along with who the decision makers and beneficiaries can be in these trusts). Also, to be touched upon will be the “planning team concept” — how your planning team (attorney, financial advisor, CPA) — can work together to help provide your family peace of mind during the special needs planning process.
To receive your personal link to attend ahead of time, please click here . Should you have questions, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117.
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals 1.5 continuing education hours will be available for attending this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar – VA Aid & Attendance – A Tax-Free Pension for Those That Qualify (the “Secret Benefit”)
2023-08-16 06:30 - 07:45
Join Elville and Associates’ Senior Principal, senior elder law and VA-accredited attorney Lindsay V.R. Moss for a presentation regarding VA Aid & Attendance — a tax-free benefit provided by the Department of Veteran Affairs. The benefit is designed to provide financial aid to help offset the cost of long-term care for those who need assistance with the daily activities of living.
Topics for discussion will include:
– what VA Aid & Attendance is
– the three qualification questions
– asset protection planning
– The look back period and 2018 rules changes
– what to do BEFORE selling your house
Open to clients, financial advisors and the general public. For Certified Financial Planners, CPAs, and other professionals, 1.5 continuing education hours will be available for attending this presentation.
To RSVP for this webinar, please click here to receive your personal webinar link. Should you have any questions, please contact Jeff Stauffer, Community Relations Director, at jeff@elvilleassociates.com or 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Estate Planning for Surviving Spouses: Considerations, Recommendations, and Procedures
2023-08-23 06:00 - 07:15
While the simultaneous passing of spouses is certainly a possibility, the likelihood that one spouse will predecease the other is a reality which must be contemplated and discussed. Remarriage and asset protection are two of the most common concerns voiced by married couples when thinking about how the estate will be handled in the event that one spouse dies before the other. In these discussions, it often comes as a complete surprise to learn that there are also certain statutory mandates regarding inheritance between spouses that must be taken into account.
Join Managing Principal and Lead Attorney Stephen R. Elville for an insightful and important discussion about “Estate Planning for Surviving Spouses: Considerations, Recommendations, and Procedures.” Among the topics to be discussed include:
– How to ensure that your estate “plan” survives in the event your surviving spouse gets remarried, including a review of statutory spousal rights to assets, the importance of pre- and post-nuptial agreements, and options for irrevocable trust planning to control the use and distribution of your estate in the event you pre-decease your spouse;
– An overview of available mechanisms for providing enhanced asset protection for the benefit of your surviving spouse; and
– A discussion of the relevant estate and income tax considerations.
To RSVP for the webinar and receive your personal link to attend, please click here. Should you have any questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117.
Open to clients, advisors and the general public. For Certified Financial Planners and CPAs, 1.5 continuing education hours will be available for attending this presentation.
#elvilleeducation
#elvillewebinarseries

Maryland ABLE Accounts and How the Benefit Your Loved One with Special Needs
2023-09-12 06:00 - 07:30
Maryland ABLE accounts help families and their loved ones with disabilities save for the future without jeopardizing federal, state and local benefits. Join Kelly Nelson, Outreach and Communications Manager from Maryland ABLE, as she shares by webinar the following:

the eligibility criteria and enrollment process;
features of an ABLE account and the account management process;
tax-free savings and tax-free withdrawals for qualified disabilities expenses;
accessing a Maryland state income tax deduction for contributions; and,
how an ABLE account can be used in collaboration with a Special Needs Trust
Recent updates to the Maryland ABLE Program

Please click here to secure your registration and receive the webinar link ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117.
This webinar is open to clients, the general public, and financial advisors. 1.5 continuing education hours will be offered for CPAs, CFPs, and other professionals for attending this presentation. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Politics and Planning – How the Advisory Team Can Best Help Clients During the Upcoming 2023-2024 Political Cycle
2023-09-13 09:00 - 10:15
Attorneys, financial advisors, CPAs, and insurance professionals find themselves in the midst of the continuing political maelstrom of 2023. In this one-hour interactive workshop, attorney Stephen Elville, Managing Principal of Elville and Associates, P.C., will lead a discussion about how Advisors and the Advisory Team can best navigate the current political tropical storm and the hurricane that may be developing on the horizon. While there are many questions and few answers, there are fundamental principles that if adhered to can help Advisors and their clients win during these turbulent times. This interactive workshop will focus on the following topics:
– Understanding the current legislative environment and what we can expect throughout 2023 and into 2024
– Understanding client attitudes, behavior, and fears relating to political change and social unrest
– Being prepared and being proactive – avoiding Ostrich Syndrome
– Understanding how political polarization is affecting planning today
– Identifying family and fiduciary problems in advance
– Understanding special fiduciary roles, such as the trust protector, as a flexibility mechanism
– Understanding mediative tools in estate planning to minimize conflict
– Understanding increased client demand for independent fiduciary services
– Understanding how to keep clients grounded in the fundamental principles of self-determination, regardless of political persuasion
– Understanding Advisor collaboration to maintain and/or restore confidence
To RSVP for the Advisors’ Forum and receive your personal link to attend, please click here. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117.
1.5 continuing education hours are available for CFPs, CPAs, and most other professionals who attend this webinar presentation. We look forward to hosting you!
#elvilleeducation

Medicare – Which Plan Is Right for You?
2023-09-20 06:30 - 08:00
Medicare – Which Plan Is Right for You?
Howard County Public Library – Central Branch (Maxine White Warfield Room)
10375 Little Patuxent Parkway, Columbia, MD 21044
Join Elville and Associates as we welcome and partner with Mr. Donald Oates, President of Whitehouse Financial Group, for this timely in person presentation about “Medicare – Which Plan Is Right for You?” The annual Medicare enrollment period runs from October 15th through December 7th. Mr. Oates has been a longtime friend to the firm and his expansive knowledge and 38 years in the financial services industry will serve attendees well for this important and helpful topic.
Among the points of discussion will be:
Medicare Supplement

Open Enrollment
Guaranteed Issue
New Birthday Rule

Part D Prescription Plans

Standalone Plans
MAPD

Medicare Advantage Plans

Veterans Plans
Medicaid Plans/Special Needs Plans
Standard Plans

Medicare Only

Group Insurance

To register ahead of time, please visit https://live-howardcounty.pantheonsite.io/event/medicare-which-plan-right-you. Should you have any questions before this in person presentation at Howard County Library’s Central Branch, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation

The Essentials of Estate Planning and Elder Law
2023-09-26 15:00 - 16:30
Join Elville and Associates’ Managing Principal and Lead Attorney Steve Elville, J.D., LL.M., as we partner with Timmick Financial Group and Retirement Planning Specialist Mark Timmick, CRPC®, AIF® for our semiannual three-evening Retirement Planning Webinar Series.  Each evening is purely educational in nature and no cost to attend.  Evening one will feature Steve discussing estate planning and elder law essentials – “excellent estate planning” – and will include the following topics:

Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How to properly protect assets so the most possible passes to your spouse, children and grandchildren
How outdated documents create problems in the future, and how to achieve perfection for your legacy
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate
Why many estate plans fail and the steps you can take to ensure success for your family

To RSVP for the presentation ahead of time or to RSVP for Wednesday, 9/27’s “Social Security Planning” or Thursday, 9/28’s “Maximizing Retirement Income” webinars, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or Timmick Financial’s Gail Timmick at gail@timmickfinancial.com.
#elvilleeducation

Estate Planning – Legacy and Charitable Giving/Philanthropy
2023-09-27 06:00 - 07:30
Charitable giving is an incredible way to positively impact organizations, foundations, and causes near and dear to your heart. Whether philanthropy and charitable giving is a regular part of your life or if you are considering it as an integral component of your estate plan, charitable giving can be a wonderful way to leave a lasting legacy.
Stephen R. Elville, Managing Principal and Lead Attorney at Elville and Associates, will discuss the motivations, opportunities, and tax implications of charitable giving, addressing every type of individual — from those with charitable inclinations, regardless of the size of their assets, to those with sizable assets, without charitable inclinations — and everyone in between.
Topics of discussion will include:
• Types of charitable giving – are they all the same?
• Why do donors engage in charitable giving?
• Taxes in brief – the tax implications of charitable giving under current law
• Beyond taxes – charitable inclinations in the modern world

Creativity in planned giving

• Keeping it simple
• Securing your legacy
• Case studies – what is right, for whom
Please RSVP here to secure your registration and receive the webinar link. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117. We look forward to hosting you!
For CFPs, CPAs, and various other professionals, 1.5 continuing education hours will be available for those that attend this webinar.
#elvilleeducation
#elvillewebinarseries

Webinar – Understanding Estate and Trust Administration
2023-09-29 06:00 - 07:30
Presented by the Elville Webinar Series and Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville, this webinar will delve into the situations that arise after the death of a client, client’s family member, or loved one and the trust and estate administration that takes place during that time. Helping advisors and family members understand what their roles are in helping clients and loved ones through the legal process, what that legal process is, and how advisors and other planning team members can best work together in support of clients is of paramount importance during this challenging time for all involved.
Learning Objectives:
— unraveling the mystery of what happens after the death of a client or loved one
— minimizing confusion and providing maximum support to clients and loved ones at a time of crisis
— what is the legal step-by-step process that needs to be taken after death?
— what are the practical steps that should be taken after death?
— examining the most significant and potentially problematic legal and tax issues advisors and family members should be aware of in the months following the death of a client or loved one
— how financial advisors, CPAs, and attorneys can best work together in support of clients
Please click here to RSVP ahead of time and receive your personal webinar link to attend. Should you have any questions before the event, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8533 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

Webinar: Medicare – Which Plan Is Right for You?
2023-10-05 06:30 - 07:30
Join Elville and Associates as we welcome and partner with Mr. Donald Oates, CLU, ChFC, RTRP, President of Whitehouse Financial Group, for this timely webinar about “Medicare – Which Plan Is Right for You?” The annual Medicare enrollment period runs from October 15th through December 7th. Mr. Oates has been a longtime friend to the firm and his expansive knowledge and 38 years in the financial services industry will serve attendees well for this important and helpful topic.
Among the points of discussion will be:
Medicare Supplement

Open Enrollment
Guaranteed Issue
New Birthday Rule

Part D Prescription Plans

Standalone Plans
MAPD

Medicare Advantage Plans

Veterans Plans
Medicaid Plans/Special Needs Plans
Standard Plans

Medicare Only

Group Insurance

To register ahead of time and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

The Essentials of Estate Planning and Elder Law
2023-10-09 15:00 - 16:30
Join Elville and Associates’ Managing Principal and Lead Attorney Steve Elville, J.D., LL.M., as we partner with Timmick Financial Group and Retirement Planning Specialist Mark Timmick, CRPC®, AIF® for our semiannual three-evening Retirement Planning Webinar Series.  Each evening is purely educational in nature and no cost to attend.  Evening one will feature Steve discussing estate planning and elder law essentials – “excellent estate planning” – and will include the following topics:

Probate vs. non-probate, will-based plan vs. a revocable trust-based plan, and pros and cons of each
How to properly protect assets so the most possible passes to your spouse, children and grandchildren
How outdated documents create problems in the future, and how to achieve perfection for your legacy
How to plan for incapacity and avoid guardianship
How to define specific goals for your family’s unique planning needs and circumstances
Help ensure family harmony while settling your estate
Why many estate plans fail and the steps you can take to ensure success for your family

To RSVP for the presentation ahead of time or to RSVP for Tuesday, 10/10’s “Social Security Planning” or Wednesday, 10/11’s “Maximizing Retirement Income” webinars, please click here.
Should you have questions ahead of time, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com or Timmick Financial’s Gail Timmick at gail@timmickfinancial.com.
#elvilleeducation

Webinar – The Critical Need to Update Your Estate Plan
2023-10-11 06:00 - 07:30
Estate plans can fail to work as intended especially if they are not updated and maintained over the course of a lifetime. Whether your estate plan works as you anticipate or whether it will when you are no longer alive is a question not only of your intentions but of the diligence and effort that you are willing put into your estate plan over time. In this sense, estate planning is a marathon, not a sprint or a single event.
In this webinar presentation, Managing Principal and Lead Attorney Stephen R. Elville will discuss the importance of maintaining and updating your estate planning and coordinating your asset alignment with your estate plan, especially for seniors. Mr. Elville will also outline a step-by-step process to avoid the complete or partial failure of your estate plan.
Presentation points of interest will include:
– Understanding your purpose and the estate planning process
– Understanding client and fiduciary education and its relationship to success in estate planning
– Understanding the role incapacity planning plays in the success of your estate plan
– Understanding partnership and the maintenance and updating process
– Understanding asset alignment and the “funding” of your estate plan
– Why being Intentional in estate planning matters
– Why knowing what you want out of estate planning matters
– Understanding the document review process and how to take next steps to achieve estate planning perfection
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-343-8529 x117. We look forward to hosting you!
Open to clients, financial advisors, and the general public, 1.5 continuing education hours are available for most professionals who attend this presentation.
#elvilleeducation
#elvillewebinarseries

Webinar – The Financial Planning Aspects of Estate Planning
2023-10-25 06:00 - 07:30
Join Elville and Associates’ Senior Associate Attorney and Estate Planning Team Leader Shannon Werbeck for a discussion regarding the financial planning aspects of estate planning. Estate planning is so much more than a static set of documents. Learn why your estate plan needs to work in concert with the rest of your financial plan and why your estate planning attorney should be an integral part of your “planning team” – your financial planner/financial advisor, CPA, and other professionals – to ensure your plan works smoothly and as intended.
Topics to be discussed include:
– How do Estate Planning and Financial Planning overlap?
– Asset Alignment/Funding of the Estate Plan: Why is this so vital, and what does it mean?
– Beneficiary Designations: When, Why, How – Addressing the nuances depending on the type of estate plan, the type of asset, and the specific beneficiaries
– The Financial Planner/Financial Advisor: Why this is an integral piece in the success of an estate plan, from inception to ultimate administration
– Why being “Intentional” through a process in your Estate Planning matters – a lot!
– The importance of the Advisory Team – what kind of team do you have?
To RSVP for the webinar ahead of time and receive your personal link to attend, please click here.
Open to clients, financial advisors, and the general public, 1.5 continuing education hours will be offered to CFPs, CPAs, and other professionals who attend. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-393-7696 x117 or at jeff@elvilleassociates.com. We look forward to hosting you!
#elvilleeducation
#elvillewebinarseries

2023 Annual Client and Community Education Event
2023-11-04 04:30 - 08:00
Stephen R. Elville & Elville and Associates Present:2023 Annual Client and Community Education Event
“Asset Protection – Protecting Your Legacy and the Ones You Love”
Saturday, November 4th – 8:30 a.m. – 12:00 p.m.
Ten Oaks Ballroom – 5000 Signal Bell Lane, Clarksville, MD 21029
Stephen R. Elville, the attorneys and staff of Elville and Associates are thrilled to welcome and invite you to our 2023 annual Client and Community Education Event! After last year’s memorable event, can we make it any better? The answer is – YES!
Clients, family members, financial advisors, and all community members are welcome as we learn about “Asset Protection – Protecting Your Legacy and the Ones You Love.” A distinguished lineup of speakers awaits you to teach and inform you about asset protection techniques from the legal, insurance, and your retirement planning perspectives. Along with protecting your financial assets you’ll learn about protecting your most precious asset – your family members – from frauds and scams prevalent in today’s world.
Along with our traditional high-level education, delicious award-winning breakfast foods from Putting on the Ritz, live music from the Annapolis Symphony Orchestra’s Annapolis Symphony Academy, fellowship, and more door prizes than ever before await you! Join us on Saturday, November 4th from 8:30 a.m. to noon for this can’t-miss event at the beautiful and spacious Ten Oaks Ballroom in Clarksville.
Registration for this event is closed as of October 18th.
Community Relations Director Jeff Stauffer – jeff@elvilleassociates.com,
443-393-7696 x117, or Elder Law Paralegal Grace Bailey – grace@elvilleassociates.com,
443-393-7696 x127.
Should you have any questions before the event, please contact Jeff Stauffer or Grace Bailey.
We look forward to hosting you!
Client Event presenters and presentations include:
Mr. Stephen R. Elville, J.D., LL.M. – Managing Principal and Lead Attorney of Elville and Associates, P.C. – “Asset Protection Today – A Legal Perspective”
Mr. Max Reamer – Advisor at The Quantum Group – “Asset Protection Elements of Life Insurance”
Mr. Mark Timmick – CRPC®, AIF® — Retirement Planner, President of Timmick Financial Group – “Asset Protection Elements of Retirement Plans”
Mr. Andre Lingham – Founder and President of the Center for Elder Justice and Education – “Financial Exploitation: Frauds and Scams Targeting Older Adults”
Mr. Stephen R. Elville and Mr. Gary Greenwald, J.D., LL.M., Principal of The Law Offices of Gary Greenwald, P.C. – “Maryland Legislative Update”

Webinar – Aging in Place & Downsizing for Your Next Chapter
2023-11-08 05:00 - 06:00
Join Elville and Associates as we welcome back Realtors® and Seniors Real Estate Specialists® Donna Weaver and Karen Lawlor with the Wendy Slaughter Team of Elevate Real Estate Brokerage. Donna and Karen are back to talk about “Aging in Place & Downsizing for Your Next Chapter,” and will share their thoughts about some of today’s hottest real estate topics, including:
1. Market update
2. Aging in place
3. Common myths about downsizing
4. Finding your happy place
5. Preparing a home for sale
And, as always, they’ll be available to answer any questions you may have for them. This is a presentation you certainly won’t want to miss!
To register for the webinar ahead of time and receive your personal link to attend, please click here.
Open to clients, financial advisors, and the general public. 1.0 continuing education hours are available for CFPs®, CPAs, and most other professionals who attending this presentation.
Should you have any questions before the presentation, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x117. We look forward to hosting you!
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Webinar – Trustee Selection and How to Choose the Right One for You
2023-11-15 05:00 - 06:30
Join Elville and Associates’ Managing Principal and Lead Attorney Stephen Elville as he offers this webinar discussion about the very important topic of how to select a Trustee. Choosing a Trustee is one of the most intensive pieces of the estate planning process, and a choice not to be taken lightly. Ensure you’re educated about all the factors that go into making this important decision. Points of emphasis will include:
— What is a Trustee and what are their responsibilities?
— Types of Trustees and their characteristics – advantages and disadvantages
— The perfect Trustee – setting the benchmark for selection
— Trustee selection – why is it so important?
— Trustee succession and plan design – why so difficult, why so crucial?
— Trustee roles in Wills and Trusts
— What are some reasons to consider appointing a Corporate Trustee?
— Why should you be concerned about “Successor Trustee risk”?
To register for the webinar and receive the link ahead of time, please click here. Should you have any questions beforehand, please contact Community Relations Director and webinar moderator Jeff Stauffer at jeff@elvilleassociates.com, or 443-393-7696 x 117. We look forward to hosting you!
Open to clients, advisors and the general public. For Certified Financial Planners, CPAs, and other professionals, 1.5 continuing education hours will be available for attending this presentation.
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Webinar – VA Aid & Attendance – A Tax-Free Pension for Those That Qualify (the “Secret Benefit”)
2023-11-16 05:00 - 06:15
Join Elville and Associates’ Senior Principal, senior elder law and VA-accredited attorney Lindsay V.R. Moss for a presentation regarding VA Aid & Attendance — a tax-free benefit provided by the Department of Veteran Affairs. The benefit is designed to provide financial aid to help offset the cost of long-term care for those who need assistance with the daily activities of living.
Topics for discussion will include:
– what VA Aid & Attendance is
– the three qualification questions
– asset protection planning
– The look back period and 2018 rules changes
– what to do BEFORE selling your house
Open to clients, financial advisors and the general public. For Certified Financial Planners, CPAs, and most other professionals, 1.5 continuing education hours will be available for attending this presentation.
To RSVP for this webinar, please click here to receive your personal webinar link. Should you have any questions, please contact Jeff Stauffer, Community Relations Director, at jeff@elvilleassociates.com or 443-393-7696 x117. We look forward to hosting you!
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Webinar – Understanding the Uses and Purposes of Irrevocable Trusts in 2023
2023-12-06 08:00 - 09:30
Irrevocable trusts are often misunderstood. Despite all the constant talk about their uses and applications, few clients, financial advisors, CPAs, and other professionals really understand the potential power and application of these estate planning, asset protection planning, tax planning, special needs planning, elder care planning, and charitable planning tools. And along these lines there are usually many unanswered questions such as when should irrevocable trusts be used?; what do irrevocable trusts really do and how do they function?; what are the downsides of irrevocable trusts?; how can we be sure not to miss opportunities with irrevocable trust planning?; are irrevocable trusts really suitable for most clients?; and more.
In this interactive workshop, Managing Principal and Lead Attorney Stephen R. Elville will provide an overview of the most utilized irrevocable trusts and their potential uses and purposes in 2023 and beyond. Steve will address the above-mentioned questions along with the questions of attendees. The following major topics will also be covered:
– Why should clients care about irrevocable trusts in 2023 and beyond?
– What are the most known and available irrevocable trusts in 2023?
– Uses and objectives in irrevocable trust planning
– Differences between revocable and irrevocable trusts
– Taxation of irrevocable trusts – a very brief overview
– The continuing need for flexibility – new plans versus older plans
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Please click here to receive your personal link to the webinar ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at 443-343-8966 x117, or at jeff@elvilleassociates.com. We look forward to hosting you!
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Webinar: How to Achieve Perfection for Your Legacy – Intentionalism in Estate Planning
2023-12-08 05:00 - 06:30
Many people want to achieve excellence in their estate planning – to establish an estate plan that works as intended – one that will stand the test of time, accomplish personal goals and priorities, provide for the disposition of assets in the desired way to the persons and/or organizations of choice, controlling costs, and setting forth values, ideas, concepts, and aspirations – organized by leading-edge legal-technical concepts that are up to date at the time of death, and guided by highly instructional letters of wishes or memorandums. Yet few people understand the kind of estate planning process necessary for the realization of this ideal, and even fewer people are offered the opportunity to participate in the kind of process necessary to facilitate the same. To say that achieving true excellence in estate planning is akin to successfully sailing around the world alone is not an exaggeration. It takes all of the stuff of legend, including purpose, persistence, patience, and introspection; partnership with your estate planning attorney and an adequate process forward (facilitated by the attorney); maintenance and updating of the estate plan over time; and more. In short, true excellence in estate planning requires being extremely intentional. In this webinar, Stephen R. Elville, Managing Principal and Lead Attorney with Elville and Associates, P.C., will lead a discussion about Intentionalism in estate planning. Topics of discussion will include:

Why being intentional in estate planning matters;
Understanding the risks in estate planning;
Why knowing what you want out of estate planning matters;
Avoiding estate plan failure, and why estate plans may not work as intended;
Maintaining and updating your planning;
The importance of Partnership

Please click here to register for the presentation and receive the webinar link ahead of time. Should you have any questions beforehand, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696, x117.
Open to clients, advisors, and the general public. 1.5 continuing education credits will be available for most advisors who attend this presentation. We look forward to hosting you!
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Webinar – The Wellness Series: Thriving Through the Holidays – A Celebration of Gratitude!
2023-12-12 05:30 - 06:30
Elville and Associates is thrilled to welcome back our Wellness Series, which ran for 14 installments from 2021 into late 2022. The holidays are upon us! What is most exciting about that for you? What pressures or dread does that bring for you? Which is winning? Excitement or anxiety? Let’s get together and talk about specific strategies to decrease the anxiety, minimize or avoid the dreaded portions, relieve the pressure, and maximize the excitement. These are real, tangible strategies you can use right away.
Featuring nationally renowned speaker Dr. Michelle Fritsch, a board certified, doctoral trained health professional, founder of Retirement Wellness Strategies and cofounder of Propel Comprehensive Wellness, this presentation is one you will not want to miss!
To RSVP and receive your personal link to attend, please click here. Should you have any questions before the webinar, please contact Community Relations Director Jeff Stauffer at jeff@elvilleassociates.com, or at 443-393-7696 x117. We look forward to hosting you!
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