elder abuse

Elder Abuse Recognition and Reporting

November 21, 2019

What is Elder Abuse? Elder abuse is a problem that takes many forms. Unfortunately, many seniors are subjected to elder abuse and often times the abuse goes unreported and the abuser goes unpunished. Elder abuse may take the form of physical abuse, including hitting, striking, beating, kicking, and using excessive force. This may also include …

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wealth

Financial Literacy + Self-Discipline = Wealth

November 15, 2019

If you are a part of the millennial generation or younger, there is a steady path you can pick that can over time make you a self-made millionaire. It does not require a unique set of skills, specialized knowledge, or even excessive risks. Americans who achieve millionaire and multi-millionaire status using this technique took an …

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hospice

Is There Enough Oversight for Hospice Providers?

November 8, 2019

When a loved one enters hospice care, the whole point is to provide peace of mind and comfort to the patient and the family. And yet a lack of regulation, oversight, and available information means that isn’t always the case. The HSS Inspector General has found that, between 2012 and 2016, health inspectors cited 87% …

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seniors

Seniors Are Living Differently Than You May Think

October 31, 2019

The traditional senior housing market is undergoing a profound change. In 2018 senior housing occupancy fell to an eight-year low, even as the senior population continues to increase, as competition for the younger baby boomer market is ramping up and forcing a change to more traditional independent and assisted living options. Active adult concepts like …

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dementia

Dementia Patients Have Tech Designed Specifically for Them

October 25, 2019

The increasing number of seniors and near-seniors experiencing dementia in the United States is on a rapid rise. A hallmark of cognitive decline is a long pre-clinical phase followed by an actual medical diagnosis that progresses from early to middle and late-stage dementia. Poor memory, agitation, confusion, and understandable fear of the future are some …

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The 6 Things You Should Think About Before Retiring

October 18, 2019

Before you retire or leave full-time employment for other pursuits, consider the impacts of your decision on the financial well being of your future. The transition to your next phase of life, whether full or semi-retirement, adventure-seeking, or family-driven, requires thoughtful planning to avoid needless surprises that can mean the difference between financial success or …

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long term care insurance

What the Federal Long Term Care Insurance Program Means for You

October 11, 2019

If you or a loved one are a federal or US postal employee or an active or retired Uniformed Services member, it may be worth looking into the Federal Long Term Care Insurance Program (FLTCIP). First, the basics of long term care: it isn’t professional medical care, it isn’t seeking recovery or a cure. It …

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How to Plan for Short Term Disability

October 4, 2019

Sandy was a caregiver for her 85 yr-old mother. Sandy still worked full time and would help her mom in the evenings and weekends. Unfortunately, Sandy was in a serious car accident and would be out of work for at least 8 weeks. She now faced the challenge of paying her bills while out of …

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Buying Special Needs Housing? Use These Tips!

September 27, 2019

If you or a loved one is in the market for a home that will meet a physical or developmental need, there are some tips to consider before you begin the process. The US Department of Housing and Urban Development (HUD) website lists state, local government, and other organizations that can help you. At the …

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Why Wealthy Retirees Don’t Spend Their Money

September 19, 2019

While the US economy is in a cycle of more than ten years of economic growth, its citizens, even the “wealthy” ones, are worried about running out of cash and are scared to spend. Bloomberg.com is reporting many retirees, and near-retirees are sitting on their wealth in much the same way large corporations are hoarding …

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